Financial Planning and Wealth Management

Planning investments and risk

This beginner course from EDUCBA is organised around planning investments, managing risk and reducing tax in the service of long-term wealth. It takes a planning view of personal finance, so each decision is considered in the context of the overall goal rather than in isolation.

Who it is for

It suits people starting to think about investing who want a structured route through risk and tax rather than a list of products. It is also useful for anyone who already saves but has not yet worked out how their investments, taxes and risk fit together.

Takeaways to look for

• A method for matching investments to a financial goal
• Ways to think about risk before choosing where to put money
• Tax considerations that affect long-term returns

Write out your own goal and time horizon before starting, then test each module's advice against them.