edX
edXRisk Management and Credit Principles
586 studentsADVANCEDEnglish
Korshub's take
Credit analysis is as much art as science: understanding when a borrower can repay their obligation demands rigorous assessment of business models, market dynamics, and risk exposure. This first course in the New York Institute of Finance's Credit and Credit Risk Analysis program anchors the discipline in core concepts—default probability, loss given default, credit exposure—then shows how to evaluate the company and industry factors that determine outcomes. You'll examine how market metrics (credit spreads, equity prices) signal risk, and how rating agencies distill complexity into actionable guidance. The hands-on assessment at course end tests your ability to apply theory to real scenarios. Essential foundation for anyone entering credit analysis, portfolio management, or lending roles.
About this course
This course is Part 1 of the Credit and Credit Risk Analysis Professional Certificate program from the New York Institute of Finance. The course begins with an introduction to risk management and credit principles. You will review and understand credit risk, credit exposure, and the goals of credit analysis. You will learn about the purpose of debt, debt forms, and the difference between financing from debt vs. equity.
In this course, you will gain a deeper understanding of the principles of credit risks, including exposure, default, default probability, expected loss, and loss given default. Important concepts will be covered that will help you to effectively assess business and industry risks, company business models, market competition, and the impact of risks on company performance. You'll examine how companies measure and mitigate these risks.
Lastly, you'll review the roles of credit-rating agencies and the usefulness of market-related metrics, such as share prices and credit spreads. At the end of the course, you'll complete a hands-on risk analysis assessment.
Free Preview! Access Module 1 for free. For full course access, upgrade to a verified certificate.
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