Florida Retirement System: Pension and DROP Options

Making Sense of Florida's Retirement Choices

Florida public employees face a genuinely confusing set of retirement decisions, and getting the paperwork wrong can have lasting consequences. This course walks through the two main FRS paths — the Pension Plan and the Investment Plan — along with the Deferred Retirement Option Program (DROP) and its payout choices.

Who It's For

Florida public employees approaching retirement decisions, or anyone helping them navigate FRS paperwork, who wants clarity before signing anything.

Key Takeaways

• The difference between the FRS Pension Plan and Investment Plan options
• How the Deferred Retirement Option Program (DROP) works
• The available DROP payout options and their tradeoffs
• How to correctly complete FRS retirement paperwork

A niche but highly practical course for a decision most employees only face once.